2026-01-15
Loan Basics
Most personal loan applications require identity proof, address proof, income evidence, and recent bank statements. Salaried applicants may be asked for salary slips and employment details, while self-employed applicants may need business and income records.
Keep copies clear and ensure names, addresses, and dates are consistent across documents. Missing or mismatched information can lead to additional questions during processing.
Requirements vary by lender and applicant profile, so confirm the current checklist before submitting anything. A neatly arranged file makes it easier to identify what is ready and what still needs attention.